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Michael Yardney Podcast

Insightful, educational and always interesting

Listen and learn from Michael Yardney, Australia’s most trusted property commentator and a group of experts as they discuss Property Investment, Success, Money and Finance to help you multiply your wealth.
While Michael is best known as a property expert, he is also Australia’s leading authority in the psychology of success and wealth creation. You’ll enjoy the way he challenges traditional finance advice with innovative ideas on real estate investing, personal finance and wealth creation. 
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  2. Are Baby Boomers Holding Back the Property Market? With Simon Kuestenmacher

Oct 22, 2025

In today’s show, Simon Küstenmacher and I discuss the dynamics of our property markets, with a particular focus on the trend of downsizing among baby boomers.

 

We examine the emotional and financial factors that influence this demographic's decision-making, the impact of government policies on the housing market, and the implications for younger generations seeking family homes.

 

Simon mentions the need for better housing options and incentives to facilitate downsizing, ultimately aiming to create a more sustainable housing market.

 

Takeaways 

·         Baby boomers are hesitant to downsize due to emotional attachments.

·         Downsizing can provide financial freedom and reduce stress.

·         Government policies can incentivize downsizing through tax reforms.

·         Emotional attachments to family homes complicate downsizing decisions.

·         Financial disincentives like stamp duty hinder downsizing.

·         Younger generations are affected by baby boomers not downsizing.

·         Demographic trends shape the future of housing markets.

·         Rethinking housing options is crucial for supporting aging populations.

·         Real fortunes in property are made before the boom.

·         Luck rewards the prepared investor.

 

 

Chapters 

00:00 - Baby Boomers Hold Onto Big Homes 

02:09 - Downsizing Trend Overstated in Australia 

05:18 - Emotional Ties Block Downsizing Decisions 

10:43 - Financial Disincentives: Stamp Duty and Pensions 

16:32 - Wealth Concentration Among Baby Boomers 

24:46 - Policy Fixes: Kill the Stamp Duty to Unlock Moves

 

Links and Resources:

 

Answer this week’s trivia question here- www.PropertyTrivia.com.au

·        Win a hard copy of Michael Yardney’s Guide to Investing Successfully

·        Every entry receives a copy of a fully updated Michael Yardney Property Report

 

Michael Yardney

 

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

 

Simon Kuestenmacher: Australia’s leading demographer and partner in the Demographics Group

 

 

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

 

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.